Tobias Taylor, Author at The Profit

Tobias Taylor is a Director and Wealth Management Adviser at Jarden, New Zealand’s leading investment and advisory firm. He has worked in banking and financial services for more than 20 years in London, Wellington and Hawke’s Bay. Tobias is a board member of Presbyterian Support East Coast. He is a NZX Adviser, Certified Financial Planner (CFP), a member of Financial Advice New Zealand (FANZ) and the New Zealand Institute of Directors (IoD). Find out more about Jarden’s Hawke’s Bay team here - https://www.jarden.co.nz/our-services/wealth-management/

Tobias Taylor

What the ‘everything rally’ did to markets in 2023

The investment market in 2023 was strong – unlike the year prior – largely thanks to an impactful December quarter. It’s a great example of the need for patience and a reminder of the importance of a long-term view when investing. The positive returns were driven by what we’re calling the “everything rally” – a perfect storm of equities rallying...

Semiconductors: The AI beneficiary

Artificial Intelligence, or AI, is a global fixation – one that has driven the Nasdaq to outperform every other major world equity index this year. AI is having its moment, and a knock-on effect of its popularity is that semiconductor companies have reemerged in the spotlight as one of AI’s crucial initial beneficiaries. Semiconductors are the elements that conduct electricity...

A closer look at Carbon

At times of market and economic uncertainty, combined with relatively low expected returns for many asset classes, we should consider more widely the assets we hold. It’s important to have a portfolio strategy, designed with discipline, embracing market opportunities while preparing for the unexpected. There are several components of a well-constructed portfolio, including a robust strategic asset allocation that’s consistent...

Looking ahead: The pandemic’s economic ripples

The pandemic and the recent relaxation of restrictions continue to reverberate through the global economy and cloud the outlook. For insight into what may lie ahead, Jarden investment strategist and economist John Carran shared his thoughts, at the time of writing on 18 November 2022. Through the haze, we see potential improvements in inflation but also see the global economy...

Investing through uncertainty: It’s a matter of time

Equity markets for the year so far can be described in one word: Volatile The current situation in markets is being driven by rising interest rates, alongside multi-decade high inflation, clogged supply chains and the war in Ukraine. Times like these can often spark our ‘fight or flight’ instinct, or alternatively investors might avoid any risk altogether. But both scenarios...

Get your investments right from the start

This article was written in early May. In the last issue of the Profit, I used the term “market correction”, and boy oh boy, did we have one of those! Not for a second am I claiming a prediction of Covid-19 and the effect on the markets, but I will state that now more than ever real relationships with our...

Looking ahead – what will change

What are your predictions? I can hardly claim this is a prediction, because it is well documented. But certainly, in the immediate term, we will continue to live in a low interest rate environment. For borrowers, this is good news. However, for savers and investors in income assets, it’s not so great. One aspect of this is not fully understood....

Shock and Orr Reserve Bank head prepared to make big calls

Currently, it is very difficult to speak of anything but the low interest rates affecting savers and investors. At the time of writing1, the Reserve Bank of New Zealand has taken a breather with its September 2019 announcement and left the Official CashRate(OCR)at 1.00%.After the hefty movement of 0.50% “south” on August 7, this is welcomed in most sectors. The...

Making cents of the market

It is the process of anticipating what could lie ahead, and the creation of methods and processes to help minimise the potential negative effects of future influence... but can you ever truly 100% futureproof a portfolio? The truth is you can’t completely 100% future-proof any portfolio, because investment involves risk no matter how low, and the future is uncertain. But...

Diversifying more than your portfolio

As many readers will know, as well as being a Hawkes Bay based financial adviser who has been servicing Bay clients for over 10 years, I also have a national role with AdviceFirst. Today, AdviceFirst includes the now rebranded Spicers business and has a strong presence with 15 offices throughout New Zealand. As part of that amalgamation between Spicers and...