Pro Risk with ICIB brings expert business insurance and risk management
advice to Hawke’s Bay businesses. As one of New Zealand’s most
successful independent risk advisers and insurance brokers, ICIB has
been future-proofing businesses for over 45 years. Their quarterly
columns in The Profit cover business protection, risk strategy and
insurance planning — practical advice for business owners who want to
protect what they’ve built against the unpredictable and the unknown.
For businesses across Hawke’s Bay, the recent sharp rise in diesel prices is more than just a headline — it’s a direct hit to your operating margins and project planning. As you reassess your operations to navigate this volatile energy market, an area that can yield potential relief is your
Phil Thompson has been working in the insurance industry in New Zealand for over 35 years so knows a thing or two about helping Kiwis protect their assets and mitigate their business risks. As ICIB’s Regional Manager for Hawkes Bay he also understands the local insurance market, so we asked
Rising insurance rates have been a bitter pill to swallow for many of us, especially with so many other costs increasing. There is however some good news on the horizon, with some rates starting to reduce or level out. Commercial property – At the end of last year, we started
With over 58,000 insurance claims received following Cyclone Gabrielle, it was no wonder that it took some time for businesses and homeowners to have their claims settled. According to the Insurance Council, delays were caused by assessors getting to some affected areas, along with a shortage of geo-tech specialists to
Rising insurance rates have been a bitter pill to swallow for many of us, especially with so many other costs increasing. There is however some good news on the horizon, with some rates starting to reduce or level out. Commercial property – At the end of last year, we started
Having an injury or fatality in your business is the last thing that anyone wants. Despite best efforts and following all procedures, sometimes an incident will happen which is just the nature of humans making errors of judgement or simply having an accident. On other occasions it is the organisation
Ask around the office and you’ll find that many of your people have used an AI chatbot to generate a document for work purposes. But is this putting your business and client data at risk? Here are a few things to consider with your employees using these applications, along with
Ask around the office and you’ll find that many of your people have used an AI chatbot to generate a document for work purposes. But is this putting your business and client data at risk? Here are a few things to consider with your employees using these applications, along with
Why are insurance costs going up? Over the last 18 months insurance premiums have gone up by nearly 30%, with significant increases in high flood risk areas, such as the Hawkes Bay. Whilst pricing is starting to stabilise, it is still a large cost for many people whether it comes
Let’s be honest, insurance premiums are going up and for many businesses and homeowners already feeling the pinch it is not easy to absorb the cost. If you have your insurance direct with insurers, do you have the time to be going around the traps and getting quotes? Not only
More about Phil:
Phil specialises in brokering and risk management, with a depth of expertise in most areas of insurance. Phil is passionate about customer service and delivering the best possible outcomes for his clients, regardless of the complexity of their business risks.
Mobile 021 837 250
Email phil.thompson@icib.co.nz
