William Horvath

Pro Risk
How medical insurance can support worker productivity
In July 2023, it was reported in the media that many patients were waiting up to a year for basic medical procedures at Hawke’s Bay Hospital when the target wait is six weeks. These procedures included ultrasound and CT scans, MRI’s and steroid injections. The wait to get a routine examination for these patients was one of the factors (along...
Pro Risk
150 years of insurance events in Hawke’s Bay
As this July marks 150 years since the founding of Hastings, we thought it would be interesting to take a journey through some of significant events in the region during this time and see how insurance played a part in them. Has much changed since 1873 and what have we learnt? Fire Hastings first major fire occurred in Heretaunga Street...
Pro Risk
What did we learn from disaster
It’s been a tough couple of months for many with Cyclone Gabrielle having wreaked havoc across our beautiful region. Over 40,000 insurance claims have been lodged. The cost attached to these claims is around $890 million of which around $70m has been paid, according to The Insurance Council of New Zealand at 20th March. This only covers insurers who are...
Pro Risk
Employee Benefits How do you measure the health & wellbeing of your team?
There has been a lot of talk lately around employee health and wellbeing, especially with the struggle for employers to attract and retain staff and recent initiatives such as Mental Health Awareness Week. We all know that a healthy workforce leads to a healthy business but what is the right approach for employers to health and wellbeing and, if the...
Pro Risk
In a Volatile World – Make Sure You Have the Right Values Insured
The world is increasingly volatile with newspapers being filled with stories of economic doom and gloom. Continuing issues with supply chains are impacting the availability of all imported goods including building materials, replacement parts, and machinery. Inflation is set to hit levels not seen since the late 80’s and early 90’s.The consequence of this is that prices continue to rise...
Pro Risk
Navigating the fast-moving world of cyber risks
Commentary on cyber risk seems to be in the news almost every day. With good reason. Many organisations from the Government, through to consulting firms, business associations and insurers are all trying to raise awareness of the risks that SME businesses face. The simple fact is that cyber risk and threats are developing and changing. It is a fast-moving area that...