For many high-income households, the challenge is not earning enough. It is making sure the money they earn is being used deliberately. People in high-earning professions, from medical specialists and lawyers to engineers, senior executives and successful business owners, can all have excellent incomes and still carry substantial debt for
The financial cost of “wait and see” in uncertain times Over the past few months, one phrase has come up repeatedly in client conversations: “We’re just going to wait and see.” Wait for interest rates to change. Wait for the election. Wait for the global outlook to settle. And while
By Jess Shaw — Director & Financial Adviser, Vesta Finance & Advisory “Improve your risk profile, and your interest rate will follow.” This is a phrase I use often, because the most common misconception I see among business owners is the belief that interest rates are fixed, non-negotiable, or entirely
By Jess Parker “How you plan and respond to interest rate cycles will determine whether you enjoy short-term relief or set yourself up for lasting financial strength.” After a long period of easing, interest rates have now entered a stimulatory phase, with the OCR now sitting below what’s considered a
Jess Shaw Director & Financial Adviser, Vesta Finance & Advisory “If you are a Kiwi business owner, you could be sitting on the key to your next big investment — and it’s not your home, it’s your business.” For many Kiwi business owners, your business is your biggest asset. It
